Any fire can be potentially devastating and costly. But a fire in a commercial property can be doubly so – leading to major loss of earnings if the damage is not rectified quickly.
Where to begin?
Who is responsible?
This will depend on:
- • (If you lease the premises) whether your landlord is responsible for the building and its insurance. If this is the case, you will need to get in touch with them to discuss how to proceed.
- • The nature of the fire and what caused it
- • The level of your insurance cover. It is worth noting that contents-only policies will only cover restoration of the contents, rather than to the fabric of the building.
After the initial assessment of the damage has been completed, in many cases the insurance company or loss adjusters will instruct a specialist company concerned (delete concerned) to continue cleaning up after fire damage. Going down this route will ensure the clean up and restoration is done as quickly as possible; and get the business back on its feet again as soon as possible.
How to select a specialist for your clean up
- • What experience have they had?
- • Do they perform work on behalf of the insurance industry
- • Can others recommend them?
- • Can they provide a fast and timely service?
- • How much disruption will there be?
- • How much will it cost?
Take prompt action now